The Official Mobile App of Home Credit Philippines

Trusted by millions worldwide, Home Credit empowers Filipinos by providing financial access through responsible lending with affordable loans and flexible installment plans. No credit card or collateral required!

Home Credit also offers shopping through the Home Credit Marketplace and deals & discounts through our Home Credit Smile Rewards program. You can now also buy load and pay your bills at the convenience of your home making My Home Credit your everyday financial partner app.

Easily Apply for Loans

Looking for a new phone, laptop, gadget, home appliance or furniture? Get loans tailored just for you! Apply online through the mobile app and get pre-approved for a quicker transaction process.

Shop in Installments

Shop for any item from phones, laptops, gadgets & more with the new Home Credit Marketplace! Pay in low monthly installments for as low as 0% interest or pay in full via cash or card.

Manage Your Payments

Pay loans and manage your repayment schedule online. Setup automated repayment using your debit cards and credit cards. No more missed payment!

Explore Great Promos, Deals and Discounts

Home Credit Smile Rewards through partner merchants bring you exciting offers nationwide!

Manage Your Home Credit Card

Activate your Home Credit card, track your credit card spending and take control of your credit card security. You can now also convert your purchases into installments!

Apply for a cash loan

Know if you have a cash loan offer from us through the My Home Credit app

Buy Load & Pay Bills

Buy load & pay bills at the convenience of your home

World Class Security Protocols

Home Credit adheres to local and global security standards to keep our customers safe from online threats and identity thefts.

HC Consumer Finance Philippines, Inc.
SEC Reg. Number: CS201301354
Certificate of Authority Number 1071 issued 07 April 2017
Please read carefully the terms and conditions before proceeding with a loan transaction.